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Buying

Do You Have a Personal Real Estate Agent?

If you’re planning on buying a home, you may have already done some shopping around on your own. Perhaps you’ve checked out a few open houses or called the number on a For Sale sign to schedule a private viewing of that property. Maybe you have even called the “listing agent” of the home to view the property.

Statistics prove that you’ll be more successful in finding your dream home at the right price with your own personal real estate agent. One that works for you as the buyer. You likely wouldn’t hire the same attorney who represents the party you are in a dispute with to represent you so why hire a real estate agent who represents the seller to work on your behalf.

A real estate agent, especially one who knows the local market well (like we do), can help you find and buy your ideal home, and make the entire process go as smoothly as possible.

The best way to select a right real estate agent, is to meet in person, ask questions. See if there is a good fit. We understand not all personalities work well together. Let’s meet up and see if we can work together.

We can guarantee the following:

We will take the time to listen to you and understand your needs and goals, so you have a true partner in your home buying journey.

We will explain every step clearly and answer any questions, so you’re never in the dark.

We can recommend lenders who have the talent and expertise in determining which path is best for your purchase. That’s why we recommend getting a Mortgage Pre-Approval. This is a document from your bank or other lender stating how much of a mortgage they are willing to offer you. Banks and lenders use specific criteria to make this determination.  They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward. By knowing what you can afford, you can confidently shop within that price range.

Once your pre-approval has been obtained, we will begin the home search.

we will make the home shopping process as pleasant and rewarding as possible.

We know how to find great properties in your price range and will alert you to all the new listings, quickly, so you get the jump on those opportunities.

We will regularly recommend properties for viewing that closely match your needs and wants, and are within your price range. That spares you the frustration of visiting homes that aren’t suitable.

We make sure you don’t miss opportunities. When a desirable property suddenly comes on the market, you’re alerted.

We help you schedule viewings that fit your schedule, so there’s little if any inconvenience for you.

Before you view a property or even after viewing, we can provide you with in-depth details on the home, by sending disclosures and/or obtaining what information you would like to know about the property so you can make an informed decision.

We can direct you to websites that will give you the scoop on the neighborhood, so you get a clear sense of what an area is like in terms of lifestyle, safety, schools, etc.

When you find a property you like, we give you honest, professional recommendation as to how well the home meets your needs and wants, as well as providing you with information on any material defects noted. You won’t have to make such an important decision without my expert advice.

Viewing properties should never be a frustrating ordeal. It’s our job to help make the process easy and productive for you, so you can find the home you want.

As your real estate agent, we are committed to getting you into the right home, and we will be with you every step of the way. In the end we want you to be satisfied with the home you choose.

We will advise you on the best price to offer on a home. You want it to reflect the true market value of the property so the seller will take your offer seriously. On the other hand, you don’t want to go in too high and risk overpaying for the home. We will discuss in detail how we can skillfully negotiate such things as price, conditions, closing dates, etc. so you get the best deal.

In a seller’s market it is critical to know the difference between needing to move and wanting to move. Many times, a home is purchased over market value and a buyer is also forced to forego many concessions usually available during normal market conditions. We are here to answer and work with you on things that will make your offer more lucrative and appealing to a seller.

We will prepare the agreed upon offer, have you sign the offer and present the offer to the listing agent. Should there be the necessity of any counter offers, from the listing agent and the seller, we will be there for you to negotiate final terms, making sure we get the best possible deal. There is nothing more we like to say to my clients than “Congratulations, we are under contract!”

Once an offer is accepted and we are under contract, we begin my working with your lender and title company. There is a myriad of details behind the scenes that we will be taking care of for you.

There are deadlines that we need to be aware of and we will work through those together. One of which is the scheduling of inspections, negotiating any requested repairs by the seller.  If you don’t have a preferred home inspector, we can provide names of reputable inspectors and schedule the inspections.

Most importantly though, If at any time leading up to moving day you have a question, problem or concern, We’ll be there to help. You can count on us to be your real estate agent before, during and after you cross the threshold into your beautiful new home.

PRIVACY POLICY

At Wendy Santiago, we always value our customers’ privacy and are committed to protecting their personal information they submit to our Website. We have thus developed a comprehensive Privacy Policy to let our customers know the types of information we collect from our customers, the way we process it, and the measures we take to protect their data.

Information We Collect

We may collect personally identifiable information (PII) from our customers or
users, and they will voluntarily submit their information while registering to
the Website. Customers will submit their PII through contact forms, email, or
other means of communication. The types of PII you may submit include the
following:
• Name
• Email address
• Contact detail
• Location
• Attachments you may deliver to us
• Other information we may require 

We may also need non-personal information (NPI), and we may collect the
following information about your visit to our website:
• Operating system
• Internet protocol (IP) address
• Browser type
• Internet Service Provider
• Date and time stamp
• Pages you visit

How We Use Your Information

The information we collect from you helps us respond to your inquiries and concerns. Your information also helps us keep you updated about our services and improve the Website’s content, functionality, and overall performance. We may use your information, especially your email address, to help you stay ahead by getting new updates about our services, marketing or promotional materials, or important announcements.

Information Sharing and Disclosure

We do not support any unauthorized person or group, like third-party services, for their marketing purposes by trading, renting, selling, sharing, or disclosing your PII. However, we may require sharing your information with our service providers or partners to accommodate your requirements or bring improvement to our services. We comply with applicable laws that may require us to disclose your information when needed to abide by law enforcement requests or when protecting your rights is inevitable.

Cookies Policy

Cookies are small pieces of text sent to your browser by a website you visit, as third-party or persistent cookies, can help track and customize the content while storing users’ information when they visit the Website. When the Website is revisited with such a browser, cookies allow our Website to identify you and sometimes customize what you view based on your preferences. Cookies aid in device functioning and other crucial components of a website, but some cookies play a pivotal role in your device loading or streaming information and moving around other website pages. Without them, you may not be able to access some important services or features of the website. These cookies are also called Analytics Cookies; we do not use them to track users. We may use cookies to:

• Keep the website’s content and information pertinent and well-informed
• Identify the way you navigate our website
• Address and fix technical issues affecting the website Some browsers can reject cookies, and you have the option to switch off such cookies by going to your browser’s settings. However, this practice may prevent you from accessing the Website’s important services or features.

Data Retention and Security

We keep your personal information for a specific period necessary to fulfill the purposes drafted in this Privacy Policy or as required by law. We value your privacy, thus implementing the best security measures to safeguard your information from unauthorized access, leak, or modification.

Your Choices

You reserve the right to opt out of receiving marketing-related emails from us. You can do it at any time with the help of instructions we provide through email. You can also contact our support team to exercise this right.

Third-Party Links

You may find links to third-party websites or resources on the Wendy Santiago website. If you visit third-party websites or resources, it will be your responsibility, which means we will not be responsible for those websites’ privacy policies or practices. It’s advisable to thoroughly review their privacy policies before accessing them.

Changes to This Privacy Policy

This Privacy Policy is subject to updates, and we may do this from time to time. If we make any changes to this policy, we will update you by posting the revised version of this privacy policy on the Website. If you continue to use the Website after any changes to this policy, it will be your acceptance of the updated privacy policy.

Contact Us

Our customer support team is always at your disposal to answer your questions and concerns about this privacy policy. You can contact us without any hesitation at [wendysantiagorealtor@outlook.com].

TERMS & CONDITIONS

Welcome to Wendy Santiago’s Website. Your access to this Website will imply your consent to the following terms and conditions or terms of use. If you do not like even one of the points of these terms, we advise you not to use or access this Website. It’s also advisable to thoroughly read these terms and conditions before using the Website or the services offered.

Use of Website

You are restricted to using this Website for personal and non-commercial purposes only. You do not have the right to change, modify, duplicate, replicate, copy, transfer, distribute, communicate, display, perform, publish, license, create derivative works from, or rent/sell any information/content, products or services, or software obtained from this Website.

Intellectual Property

The official Website of Wendy Santiago and its owner owns all of its content, whether the written text, images and graphics, logos, audio and video clips, and others. All these are protected by intellectual property laws, including Copyright Law, Trademark Law, Patent Law, Trade Secret Law, and International Intellectual Property Law, outlined by the United States and other international organizations.

Disclaimer of Warranties

This Website is provided as it is and is available to all on an “as is” basis. There are no representations or warranties, whether express or implied, made by Wendy Santiago regarding the Website’s operation or the information, content, materials, or services/products incorporated into this Website.

Limitation of Liability

Wendy Santiago is not liable for damages arising from your use of this Website, whether direct, indirect, incidental, punitive, or consequential damages. We do not assume any liability and responsibility for the Website content’s inaccuracy, accessibility, unavailability, or appropriateness. We hereby declare that Wendy Santiago, this official Website, and all associated people, including employees, third-party services, and partners, shall not assume responsibility for any direct, indirect, incidental, consequential, or punitive damages arising from using or accessing the Website.

Indemnification

You agree to cover Wendy Santiago, this official website, and all associated people by defending and holding harmless from and against all losses, expenses, and damages, including fees charged by the attorneys, resulting from infringement of these terms and conditions or any activity occurred through your account (e.g., any wrongful or unjust conduct).

Governing Law

The laws of the State of Illinois shall govern and construe these terms and conditions without affecting any conflict of law doctrines.

Changes to Terms and Conditions

Modifying these terms and conditions is Wendy Santiago’s right, and any modification can be made at any time without prior notice. If you continue to use or access the Website even after any modification or changes made to these terms and conditions, it will imply your acceptance of the revised terms and conditions.

Contact Information

Wendy Santiago’s customer support is always available to entertain you and answer your questions and concerns about these terms and conditions. You can contact us without any hesitation at [wendysantiagorealtor@outlook.com].